7/23/2023 0 Comments Trello calendar viewThe interface is intuitive and straightforward, with no extra software to manage. Trello is designed to be easy to learn for new users from their first login, even if they’ve never used a project management app before. Trello Power-Ups are plugins or apps that give users additional features they can’t find natively in Trello. Users can be invited into Trello Workspaces created by admins by invitation only and can access public boards and other boards they’ve been granted permission to view. Trello Users are individuals who have registered accounts with Trello. Teams may be comprised internally within organizations or externally between different companies collaborating on shared projects. Trello Team is a group of users who collaborate on projects together. Checklists contain steps and items with corresponding checkboxes that need marking off once completed by team members working on those particular items on that card’s checklist before moving it onto another list (step) in the workflow process towards completion. Trello Checklists are sets of tasks within each card that depend on other tasks in the list. Labels appear as colored squares at the bottom of each card, which can be used for sorting cards into categories such as priority level, status updates, or any other tag needed by the team members to identify the type of task quickly. Trello Labels are customizable tags attached to a card that helps users quickly identify tasks belonging to specific categories or topics. Cards are movable across lists and contain detailed editable description fields with comments from collaborators, attachments, deadlines, and more. Trello Card is an individual task or item associated with a list on the board. A list represents a particular stage of the workflow, such as "To Do," "Doing," "Done," or any other custom label created by users. Trello List is a board column containing cards related to the same project or topic. Users can customize their boards by creating custom labels and checklists within cards. It consists of lists containing cards with detailed information about each task. Trello Board is a visual workspace where users can track the progress of tasks and organize the project workflow. Trello Workspace includes settings, permissions, boards, lists, cards, labels, checklists, and power-ups, enabling teams to manage projects more effectively. Trello Workspace is an organizational overview. Here’s our quick guide to Trello basics to help you learn how to use Trello. Trello Basics:īefore diving into Trello for project management, you’ll need to familiarize yourself with some terms. Cards may include attachments such as images, documents, links, and comments from other team members. You may think of it as a digital sticky note board used in Kanban-based project management systems.īoards are the top level of organization, with cards acting as individual items with tasks, comments, and due dates. Trello is a web-based project management tool that allows users to create boards, lists, and cards. This blog post will look at what Trello is, why we love it, and how to use it. With its simple user interface, Trello makes managing projects a breeze. Trello is one of the best project management tools to simplify organizing and sharing information.
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Name Type Content ID Call of Duty: Black Ops Gold Edition: Game. Activision and Treyarch have confirmed that the recently released Rezurrection downloadable map pack for Call of Duty: Black Ops will make its way onto the PC and PlayStation 3 editions of the. Name Edition System Label ID Internal ID Version Call of Duty: Black Ops Original PS3: BLES-01031: BLES-01031: 01.00: Content. The fourth DLC is Rezurrection, which includes the zombie map Moon and four remastered zombie maps from the previous Activision game World at War. Continued abuse of our services will cause your IP address to be blocked indefinitely. Call of Duty: Black Ops Images None Trophies None Releases. Please fill out the CAPTCHA below and then click the button to indicate that you agree to these terms. If you wish to be unblocked, you must agree that you will take immediate steps to rectify this issue. If you do not understand what is causing this behavior, please contact us here. If you promise to stop (by clicking the Agree button below), we'll unblock your connection for now, but we will immediately re-block it if we detect additional bad behavior. Overusing our search engine with a very large number of searches in a very short amount of time.Using a badly configured (or badly written) browser add-on for blocking content For Call of Duty: Black Ops - Rezurrection on the PlayStation 3, GameFAQs hosts box shots, plus game information and a community message board for game discussion.Running a "scraper" or "downloader" program that either does not identify itself or uses fake headers to elude detection.Using a script or add-on that scans GameFAQs for box and screen images (such as an emulator front-end), while overloading our search engine.There is no official GameFAQs app, and we do not support nor have any contact with the makers of these unofficial apps. Call of Duty Black Ops DLC Pack 1 + DLC Pack 2 + DLC Pack 3 + DLC Pack 4 for PS3 4 full expansions: First Strike, Rezurrection, Annihilation & Escalatio. Continued use of these apps may cause your IP to be blocked indefinitely. This triggers our anti-spambot measures, which are designed to stop automated systems from flooding the site with traffic. Some unofficial phone apps appear to be using GameFAQs as a back-end, but they do not behave like a real web browser does.Using GameFAQs regularly with these browsers can cause temporary and even permanent IP blocks due to these additional requests. If you are using the Brave browser, or have installed the Ghostery add-on, these programs send extra traffic to our servers for every page on the site that you browse, then send that data back to a third party, essentially spying on your browsing habits.We strongly recommend you stop using this browser until this problem is corrected. The latest version of the Opera browser sends multiple invalid requests to our servers for every page you visit.The most common causes of this issue are: Updated on Follow Call of Duty: Black Ops Resurrection 16 comments The Black Ops Rezurrection DLC pack (yes, with a Z), launches on Xbox 360 first on 23rd August. Your IP address has been temporarily blocked due to a large number of HTTP requests. 7/23/2023 0 Comments Nest light switch timerThe Leviton timer has a built-in battery that helps to keep the programming during the power surges. In case you are afraid that a power outage might mess up your settings, you can rest assured. You can easily keep track of the settings at a glance. This programmable light switch timer boasts a large backlit screen that displays its settings. The Astronomical Clock function allows you to set up the device based on Daylight savings and the local sunset and sunrise times. When speaking of great performance and affordability, the first product that comes to our mind is the Leviton Programmable Light timer with Astronomical Clock.įeaturing a professional mode that lets you program 50 ON/OFF settings each day, this timer gives you the possibility to set the lighting based on all days, weekends, or a combination of days. If budget is not an issue, we highly recommend this product. You can easily set up your preferences.ĭespite the higher price, the Honeywell Programmable Light Switch Timer offers a bunch of features that make it worthwhile. The device will turn on the light when needed so you will no longer waste money.įeaturing a user-friendly interface, the Honeywell timer is easy to install and program even for non-technical users. Its Solar Time Table correctly calculates the sunrise and the sunset all over the year based on the longitude and latitude of your home. The device will turn on and off the lights automatically thus you will save money and energy. This Honeywell timer has 7 different programs and each one of them can be repeated throughout the week. The timer features scheduled programming and Solar Time Table function that help you saving money on the energy bills. We choose it as our premium product on our list. If you are one of those willing to spend on the latest gadgets, the Honeywell Programmer Light Switch Timer is the best choice. To summarize, if you need a device with many useful functionalities at an affordable price, go for the Intermatic Astronomic Digital light switch timer. Although the manual instructions might seem hard to follow, the installation of the device is pretty straightforward. The large LCD screen displays the load status, mode, and time of the day. As a plus, the battery does not use the house power meaning that you will not lose settings during power outages. It allows you to program up to 40 ON/OFF events, while the Astronomic feature lets you set ON and OFF specific times based on the geographic dawn and dusk patterns.Īnother cool functionality is the DST feature that syncs throughout the season thus eliminating the manual intervention. similar to Intermatic’s outdoor light switch timer, this model is also capable of controlling both LED and CFL lights. This model with 15 amp lighting control has no neutral wire connection so it can be easily installed and retrofit. Our unanimous decision lists as the best overall product the Intermatic Digital Light Times, a model that can be easily installed in both commercial and residential areas. RCL feature can be used to recall your last setting. Backup Battery: In case of power outage, the built in Ni-MH battery secures preprogrammed timer settings.Timer cover can be pressed to manually turn lights on and off. 18 Timer Options - Create 18 different on/off timer settings and let HET01-C wall timer do the rest.Programming Convenience: Set schedules to control your indoor and outdoor lights, fans, sprinklers, and motors to turn on and off automatically at the present time.125 Volt, 60Hz, 20 Amps resistive, 15 Amps tungsten, 16 Amps CHECK PRICE ENERLITES - HET01-C-W Programmable Digital Timer Switch for Lights, Fans, Motors, 7-Day 18 ON/OFF.FLEXIBLE- Program up to 49 on/off event settings per day CHECK PRICE Defiant 20-amp 7-day 7-event In-wall Digital Timer.ENERGY SAVING – Reduce energy consumption and extend bulb life.CONVENIENT – Automate interior/exterior lights and more.Excellent Value Leviton VPT24-1PZ Vizia 24-Hour Programmable Indoor Timer with Astronomical Clock 7/23/2023 0 Comments Liquid marijuana jello shot recipePour the alcohol overtop of the bud and be sure to add enough to completely cover the marijuana.Pack the mason jar full of dry cannabis plant materials but be sure to leave at least one inch of breathing room from the opening of the container.Tinctures should always be made with the highest proof alcohol available for the most potent results, but the additional requirement is worth it as these marijuana products can be added to recipes to create cannabis edibles, mixed directly into your favorite cocktails, or ingested in shot form. The most popular choices for jello shooters are typically vodka, gin, or whiskey. The higher the percentage of alcohol content, the more effective it will be at extracting the terpenes and cannabinoids from the plant materials, but technically almost any type of alcohol can be used here. Normally this is done with extreme amounts of heat, but alcohol works just as well in this conversion, it is just time-consuming. This process converts the THCA into THC, which is necessary as it provides the euphoric sensations that we are looking to achieve. Usually, when you make cannabis edibles, it requires a process called decarboxylation. Types of alcohol that can be used for extraction To help those who enjoy or would like to try the effects of marijuana with a little something extra, we give you an easy step by step guide on how to make cannabis-infused jello shooters from scratch. A lot of people are accustomed to the effects of marijuana when combined with alcohol, and in general, it makes sense to seek out healthier ways to consume it than traditional smoking. Unfortunately, even once they do appear on shelves across Canada, we still won’t have access to choices that are infused with both alcohol and pot, as the latest regulations entirely prohibit the making or sales of products that contain both elements. Cannabis edibles have a few months left before they will be introduced to the market, but in the meantime, consumers can get their fill with homemade goods without breaking any laws. 7/23/2023 0 Comments Water emulsion meaningIn W/O emulsions, simple steric effect is the key role for stabilizing the system, owing to the low electrical conductivity of the water (continuous phase) and their products can be in the solid or semi-solid and liquid forms. The single emulsion is a colloidal dispersion of two immiscible liquids (water and oil) and is simply divided into two systems as oil-in-water (O/W) or water-in-oil systems (W/O) depending on the dispersed phase (oil) or continuous phase (water). Įmulsions can be classified according to the structure of the phases as single, multiple emulsions (a size range 0.1–5 μm), micellar emulsions, or micro-emulsions (a size range of 5–50 nm) and nano-emulsions (a size range of 10–500 nm). Synthetic surfactants and biosurfactants are two basic groups. Stabilizers decrease interfacial tension and conversely increase the surface area of immiscible phases. Stabilizers are largely biopolymers (proteins, polysaccharides, phospholipids, plant-based emulsifiers) and are amphiphilic molecules which contain hydrophobic and hydrophilic parts. Emulsifiers create special area for preventing them from aggregation and having low HLB value. They enhance its stability by reducing the interfacial tensions of dispersed phase-continuous phase (oil–water), and the van der Waals’ steric and electrostatic repulsion have significant roles in stabilization. Emulsifiers are small surface-active molecules and contain hydrophilic and hydrophobic areas, so they change the structure of the interface. The stability of the system is related to the empirical hydrophile–lipophile balance (HLB) number of the emulsion. The stability of emulsion depends on the steric hindrance and electrostatic interactions and the viscosity of the continuous phase (gelation). The average particle size and its distribution are crucial factors for stability of emulsion which depends on the rate of coalescence and also other important factors are the aggregation of the droplets, ionic strength, concentration, temperature, pH, energy, osmotic pressure, viscosity, interfacial tension and dynamically the addition of emulsifying agent (emulsifier), and stabilizer. Emulsions are thermodynamically unstable (coalescence, sedimentation/creaming, flocculation, Ostwald ripening, and phase inversion) and are provided with kinetic stability by surfactant molecules for weeks, months, or years. 7/23/2023 0 Comments Tigres vs cruz azul jacksonvilleIt falls during the business end of the regular season, which will finish almost a month earlier than usual this year. How seriously MLS teams take the latest tourney remains to be seen. Atlanta will welcome Monterrey in the second edition in August. Tigres won the inaugural 2018 Campeones Cup, an annual match between the MLS and Liga MX champs hosted by the former. The new as-yet unnamed tournament is the second event to feature teams from MLS and Liga MX since the two organizations announced a strategic partnership last summer. Earlier this year, Mexican champ Monterrey recorded a humiliating 10-2 aggregate victory over Sporting Kansas City in their two-game, home-and-home semifinal. Not only has no MLS team ever won the Champions League in its current format, only RSL, Toronto FC and the Montreal Impact have reached the final since the format was adopted in 2008. The New England Revolution was the only MLS side to win that competition, and American clubs have not been competitive at all against richer Mexican teams in the CONCACAF Champions League. The format is reminiscent of the SuperLiga tournament that ran from 2007-10. Las Vegas is in contention to host what could be a neutral-site final, the report said. The quarterfinals will pit the Fire and Cruz Azul against one another, along with matchups between the Dynamo and Club America, the Galaxy and Tijuana, and Tigres and RSL. The single-elimination competition, which will be played entirely in the U.S., will kick off in late July and conclude in mid-September, Stejskal reported on Tuesday. Per The Athletic’s Sam Stejskal, four clubs from each league will compete in the event: MLS sides Chicago Fire, Houston Dynamo, LA Galaxy and Real Salt Lake, and Liga MX sides Club America, Cruz Azul, Tigres and Tijuana. CD Olimpia OR Montrealįinal: Winner Semifinal 1 vs Winner Semifinal 2 Semifinal 1: Club América OR Atlanta United FC vs. … We’re excited to be part of the recovery process in our tourism community and certainly within our sports tourism community as well.”Ītlanta United FC (0) vs. … Even through the pandemic, we’ve been able to pivot, we’ve been able to reimagine certain events, we’ve been able to be flexible in certain ways to allow for events to take place in a safe environment. “I think that event organizers know that when they come to Orlando, they’re going to have a positive experience,” Siegel said. In a year when the sports tourism industry has been decimated by the pandemic, Siegel says Orlando has been able to make strides toward rebuilding in the future. This is the second time the Orlando area has been selected to host a major soccer event amid the coronavirus pandemic, following the MLS is Back Tournament that was played at ESPN Wide World of Sports on Disney World property during the summer. The matches held in Orlando were originally scheduled to be played in March, when the tournament was abruptly shut down. LAFC and Cruz Azul will play a single-elimination match after their first match was canceled earlier this year. However, the pandemic disrupted the competition earlier this year.ĬD Olimpia, Montreal Impact, Atlanta United FC, Club América, Tigres and NYCFC will play out the second leg of their series after playing the first round in the spring. Play typically begins in February with a championship match slated in late April or early May. Each year, the tournament includes a combination of North American, Caribbean club and Central American clubs who qualify through competitions within their own leagues. 7/23/2023 0 Comments Sheva from resident evil 5 modsRumor/leak discussions must stay in dedicated/sourced threadsĪll discussing of rumor/leaks, claims or legitimate must stay in dedicated posts with proper sources. Videos of 3 minutes or less do not require a description. must adhere to the following:ġ) Within 15 minutes, add a top-level comment that is at least 100 characters that acts as a description.Ģ) One submission per video series: if you want to share a Part 2, do so in a comment, rather than as a new post. Include a Description for Gameplay, Streams, and Result & Trophy screens: Non-official Let's Plays, gameplay videos, streams, rank/result screens & achievement/trophy caps etc. If you are sharing your own content please state so. We also encourage disclosing permissions such as if you had permission to post, does the artist allow further reposting or link sharing etc. should be credited with the minimum of giving the creator’s name in the post title and link to the source in the post or as a comment or indicated somewhere if it is your original content. Your thoughts should be left as a comment and not be the post title.Ĭredit & source fan art, cosplay, and labour: Fanart, cosplay, fan labour etc. blog site name, “YouTube”,ĭo not share as a screenshot of the content. The title must be the content name and include the content creator’s name or the platform i.e. Click here for our flair guide to be sure you use them properly.Īlso all spoilers must be tagged for new media, namely Resident Evil: Village and the Netflix series once they releaseīlogs must be links, titled as the content name, and include the creator’s or platform name: Non-official press blog articles, YouTube videos, twitter threads, non-reddit hosted content etc. Use post flairs & mark spoilers: All posts must be correctly flaired. Keep comments on topic, maintain proper Reddiquette, do not engage in incivility, persistent toxicity/disdain, racism, xenophobia etc. Maintain civility & Reddiquette: Keep this sub fun and lighthearted. 7/23/2023 0 Comments Best netflix movies horrorA comedy horror with something to say about gentrification.īefore you dive into the acclaimed sequel, the original is worth seeking out. the BronxĪ group of teenagers are forced to protect their neighbourhood in the Bronx as a horde of vampires start to invade. A married couple venture on a romantic getaway, where husband Gerald suffers a heart attack while his wife, Jessie, is left handcuffed to the bed. Gerald’s GameĪnother Stephen King adaptation, this time from director Mike Flanagan. 1922īased on Stephen King’s novella of the same name and starring Thomas Jane ( Boogie Nights), a Nebraska farmer conspires to murder his wife with help from their 14-year-old son. Starring Adam Scott (Severance) and Evangeline Lilly (Ant-Man), this comedy horror follows a newly married man who starts to believe his stepson is the spawn of Satan. Crossbow fanatics, rejoice.Ī New Zealand psychological-thriller from first-time director James Ashcroft, about a family whose idyllic trip to the coastline goes south when they encounter two murderous drifters. Hushĭirected by Mike Flanagan (The Haunting Of Hill House), this slasher romp takes the home invasion concept and wraps it around a deaf-mute central character. In The Tall Grass (2019)Īfter hearing a young boy’s cry for help, a sister and brother venture into a vast field of tall grass in Kansas but soon discover there may be no way out…and that something evil lurks within.Partially based on writer Isa Mazzei’s own experience working as a camgirl, this psychological horror follows a young webcam performer whose channel is suddenly hijacked by an imposter. Hush (2016)Ī deaf writer who retreated into the woods to live a solitary life must fight for her life in silence when a masked killer appears in her window. The Invitation (2015)Ī man accepts an invitation to a dinner party hosted by his ex-wife, an unsettling affair that reopens old wounds and creates new tensions. Shutter (2004)Īfter killing a young girl in a hit-and-run accident, a couple is haunted by more than just the memory of their deadly choice. Cam (2018)Īfter a look-alike takes over her account, a cam girl with a growing fan base sets out to identify the mysterious culprit and reclaim her own identity. When a peculiar hotel dinner show draws crowds during a post-apocalyptic famine, one family discovers they’ll pay much more than just the price of admission. Girl on the Third Floor (2019)Ī husband with a bad track record tries to start anew by renovating a rundown Victorian for his family, only to find he’s tackling a house out of hell. When Cole stays up past his bedtime, he discovers that his hot babysitter is part of a satanic cult that will stop at nothing to keep him quiet. 1922 (2017)Ī farmer pens a confession admitting to his wife’s murder but her death is just the beginning of a macabre tale. I Am the Pretty Thing That Lives in the House (2016)Ī nervous nurse who scares easily finds herself caring for an ailing horror novelist while living in a house with hidden secrets. Seeking her independence, a young woman moves to Los Angeles and settles into a cozy apartment complex with a disturbing sense of community. Insidious (2010)Ī family moves into a new home, where their son falls into a coma and eerie events begin to reveal something far more sinister is lurking in the house. 22 action movies to check out on Netflix Canada right nowĪfter the death of her mother, artist Annie and her family uncover their terrifying legacy and grapple with malevolent forces beyond their control.The best movies on Netflix Canada you’ve probably never heard of.25 binge-worthy TV shows to start watching on Netflix Canada right now.Heck, even these trailers are goosebump-inducing… Turn down the lights, dive under a blanket, and don’t forget to close the blinds. The world is already scary out there, so why not take it to the max and dive into some horror movies?įrom lingering suspense to jump scares, monsters, haunted houses, and demonic rituals, here are the scariest movies on Netflix Canada right now. 7/23/2023 0 Comments Zoom meeting login australiaNote: Google Meet is automatically linked to your display with your Google Account. To start video meetings with your Smart Display, you need to first link your video meeting provider account to your Google Account. Learn more about ways to join virtual meetings on Zoom.You can create a meeting directly from your display or schedule a meeting in advance with Google Calendar. If prompted, enter a meeting passcode, then click Join again.If prompted, allow Zoom to use your microphone and camera.Note: You are not required to download Zoom before joining, but you will have access to limited functionality if you join from your browser. Click Cancel in the pop-up window, then click the Join from Your Browser link if you do not want to download Zoom before joining the meeting.Click Cancel in the pop-up window, then click Download Now to download Zoom before joining.Launch the meeting on the Zoom client if it’s already downloaded on your device.Enter the meeting ID provided by the host/organizer.Ī pop-up window will prompt you to open or download the application.(Optional) Select the Remember my name for future meetings check box.Įnter the meeting ID and passcode in Zoom.In the Your Name field, enter a display name.In the pop-up window at the top-left corner of the screen, click Allow to allow Zoom permission for your microphone and camera.Note: If you don’t see the link to join from the browser, the host may not have it enabled and you will have to join a Zoom meeting by opening the Zoom client or downloading it first. At the bottom of the page, click the Join From your Browser link.On your web browser, a pop-up window will prompt you to open or download the application. Click the meeting invite link you received from the host, for example in your email or calendar invitation.Joining meetings from a web browser gives you access to basic Zoom meeting features. Note: Depending on the host’s settings, you can join the meeting from your browser without downloading Zoom first. There are many ways to join a meeting, but the easiest ways to join as a guest are to click the link provided to you by the host or enter the meeting ID and passcode directly into Zoom. If you want to join from your browser without downloading Zoom, the host must have Show a “Join from your browser” link enabled.The host of the meeting must have Only authenticated users can join meetings from Web client disabled.The host of the meeting must have Authentication profiles disabled, or authentication exceptions are set up to allow guests to join.Each meeting has a unique 9, 10, or 11-digit number called a meeting ID that will be required to join a Zoom meeting.Prerequisites for joining a Zoom video call as a guest Note: If the host of the meeting has restricted who can join by setting up authentication profiles, then all participants must be signed in to a Zoom account to access the meeting. Learn more about common questions and problems users come across when using Zoom for the first time. However, a Zoom account allows you to create and host your own meetings, invite others to join your meetings, and update personal settings to get the most out of your Zoom virtual meeting experience If someone invites you to their meeting, you can join without creating or signing in to an account. You do not need a Zoom account to join meetings as a participant. 7/23/2023 0 Comments Freedom mortgage salaryThe simplest way to calculate your DTI ratio is to divide your monthly debts by your gross monthly income, and then multiply by 100.ĭTI = Monthly Debt Payments / Gross Monthly Income x 100įor example, if your monthly debts equal $2,500 and you earn $6,000 in pre-tax income, you’d have a DTI of 42%. How To Calculate Your Debt-to-Income Ratio It takes into account all of your minimum monthly debt payments-this includes housing costs, car loans, credit cards, personal loans and student loans. Back-end DTI: This ratio is more comprehensive and, therefore, the one lenders look at more often to determine your eligibility for a mortgage. It doesn’t factor in other debt payments, like credit cards. Many refer to this metric as the household ratio as it only measures your future monthly mortgage payment, property taxes, insurance and homeowners association (HOA) dues. Mortgage lenders may calculate two different DTI ratios to determine your eligibility: For example, you may be able to qualify for a 30-year term with a DTI of 36% but not for a 15-year mortgage as the shorter term requires a higher monthly payment.Īdditionally, borrowers with a low DTI ratio are typically offered lower rates as they appear less risky to lenders and more likely to make on-time payments. You’ll have an easier time qualifying for your desired rate and term with a lower DTI. Lenders use this metric to determine if you can afford a new debt payment, such as a mortgage, and calculate your interest rate if you qualify for a loan. What Is a Debt-to-Income Ratio?Ī DTI ratio measures how much of your monthly pre-tax income you use to pay for existing debts. Most mortgage lenders encourage a DTI ratio of 36% or less for a conventional mortgage. Once you complete all fields, the calculator will provide you with your DTI ratio. Finally, input your gross (pre-tax) monthly income. Do not include non-loan expenses, like groceries or utility payments, into this section. Your recurring debt payments should include all loan-related expenses, such as student loans, personal loans and credit card debt payments. If you don’t have a specific home in mind, try out different values to see how it affects your DTI ratio.įrom there, fill in additional details of your loan-including the term and interest rate-along with your recurring debt payments. To use our DTI calculator, input your home’s value and the amount you plan to put down. As such, it’s important that you work to improve your income and debt levels to lower your DTI ratio. It helps them determine whether or not a borrower can afford a loan and what interest rate they are likely to receive. One of the most important numbers that lenders look at when evaluating a mortgage application is your DTI ratio. How To Use This Debt-to-Income Ratio Calculator |